Deal Analysis11 min read

Greensboro Rental Under $100K: 914 Lincoln St Analysis

A verified analysis of 914 Lincoln St at $99,900, including its $1,300 rental advertisement, updated tax estimate, expense scenarios, financing sensitivity, and due diligence.

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Jamm K.

Founder & Real Estate Analyst • October 17, 2026

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Greensboro Rental Under $100K: 914 Lincoln St Analysis

Could a Greensboro rental listed below $100,000 still leave room for cash flow? The Cash Flow Property Finds video on 914 Lincoln St tests that question with rent scenarios from $1,000 to $1,800 per month.

The listing price is real, but the top rent scenario is not verified income. When this analysis was checked on October 17, 2026, MLS-derived feeds showed the two-bedroom bungalow active at $99,900. The same property had been advertised for rent at $1,300 per month, but no executed lease or current rent roll was available. A 2026 property-tax reappraisal also makes the historical $912 tax figure too low for forward screening.

914 Lincoln St at a glance

DetailCurrent public information
Address914 Lincoln St, Greensboro, NC 27401
Asking price checked October 17, 2026$99,900
Bedrooms and bathrooms2 bedrooms, 1 full bathroom
Interior size690 square feet
Lot0.20 acres, or approximately 8,712 square feet
Year built1935
Property typeSingle-family bungalow
Heating and coolingElectric heat pump
Water and sewerPublic
ZoningR-5
HOANone shown
Parcel7874338000
MLS1224204
2025 property tax shown in the listing$912
2026 assessed value shown in the listing$103,500

The current MLS-derived sale listing says the interior was painted and a rear deck was added in 2026, while the roof and HVAC were replaced in 2021. It also describes tile and vinyl flooring, an enclosed front porch, a crawl space, and included kitchen appliances. Those are seller and listing claims—not substitutes for invoices, permits, an inspection, or a roof and HVAC evaluation.

The listing photos show a compact, one-story bungalow with vinyl siding and an enclosed front porch. At only 690 square feet, the floor plan deserves close attention. The video suggests investigating whether a third bedroom could be added, but the MLS identifies only two legal bedrooms. Do not assign value or extra rent to a third bedroom until Greensboro confirms the proposed room's size, egress, light, ventilation, electrical work, permits, zoning, and legal occupancy.

Is the $99,900 price still current?

Yes, based on the public feeds reviewed for this analysis. Zillow displayed the home for sale at $99,900 and showed an August 21, 2026 price reduction from $104,900. Compass also displayed active status at $99,900 under Triad MLS 1224204. The property originally entered the current sale cycle at $132,000 on June 12, 2026.

That asking-price history can create negotiating context, but it does not establish market value. Verify current availability, seller terms, title, possession, and any offers directly before paying for inspections or reports.

What the video actually tests

The source video calls the property a $99,000 Greensboro deal, describes it as a two-bedroom, one-bath “turnkey” house, and then uses the site's calculator to test monthly rents between $1,000 and $1,800. Its simplified operating inputs are:

Video inputAmount used
Purchase price used by the calculator$99,900
Property tax$900 per year
Insurance$150 per month
Vacancy allowance10% of rent
Maintenance allowance5% of rent

Recomputing those inputs produces the following preliminary results before financing:

Monthly rentScheduled annual rentVacancy and maintenanceTax and insuranceAnnual amount after modeled expensesPreliminary yield on $99,900 price
$1,000$12,000$1,800$2,700$7,5007.51%
$1,300$15,600$2,340$2,700$10,56010.57%
$1,800$21,600$3,240$2,700$15,66015.68%

That reproduces the video's roughly 7.5% low-rent result and 15.6% high-rent result. The arithmetic is sound for the inputs, but the input set is incomplete: it omits management, capital replacements, closing costs, owner-paid utilities, leasing costs, and a higher forward tax estimate. The $1,800 rent is also a scenario, not a verified lease or property-specific rent opinion.

What rent does the property evidence support?

The strongest property-specific evidence is the home's own rental advertisement. Zillow's price history shows it listed for rent at $1,300 per month on July 29, 2026, and the current sale page still indicates that the house is also offered for rent. A Realtor.com rental page likewise displayed $1,300 for the two-bedroom house.

That $1,300 amount is asking rent, not proof that a tenant agreed to pay it. The sale listing's phrase “strong rental history” does not disclose prior lease dates, collected rent, concessions, arrears, deposit treatment, utility responsibility, or occupancy. Request the complete rent ledger and leases if the seller represents that historical income exists.

For initial underwriting, $1,300 is a more defensible central scenario than $1,800 because it is tied to the subject property's own advertisement. Still obtain two written rent opinions and recently executed leases for similar small two-bedroom houses nearby. Use the home's finished condition—not a future bedroom conversion—when selecting comparables.

Correcting the property-tax input

The listing reports $912 in 2025 property tax and a $103,500 assessed value after Guilford County's 2026 reappraisal. The County publishes a combined 2026–2027 rate of 1.588% for property inside Greensboro: 0.7895% countywide plus 0.7985% for the City.

Applying that combined rate to $103,500 gives a forward screening estimate of approximately $1,644 per year. This is a calculation, not a confirmed tax bill. Verify the parcel's final 2026 value, rate code, exemptions, special districts, balance, and actual bill with Guilford County before closing.

Using the historical $912 bill—or the video's rounded $900—could overstate the modeled annual result by roughly $732 to $744 if the new assessment and standard Greensboro rate apply.

A fuller cash-purchase screen

The following screen uses the current $99,900 asking price and the video's $7,000 closing-cost allowance, for a $106,900 cash basis before repairs and operating reserves.

It keeps the video's conservative 10% vacancy and 5% routine-maintenance allowances, then adds 8% management and a separate 5% capital-replacement reserve. It also uses $1,644 in forward-screened tax and the video's $1,800 insurance placeholder. It assumes the tenant pays all utilities and excludes financing, leasing fees, income taxes, legal and accounting costs, and unscoped repairs.

Monthly rent scenarioScheduled annual rentVacancy, maintenance, management and capital allowancesTax and insuranceAnnual amount after modeled expensesMonthly equivalent before financingPreliminary yield on $106,900 cash basis
$1,000$12,000$3,360$3,444$5,196$4334.86%
$1,300$15,600$4,368$3,444$7,788$6497.29%
$1,800$21,600$6,048$3,444$12,108$1,00911.33%

These are screening estimates, not guaranteed net operating income or take-home cash flow. The $1,300 row is the evidence-led scenario, but its $649 monthly amount is still before any financing payment, initial repair work, leasing fee, owner-paid water or sewer, landscaping, pest control, legal cost, or unexpected turnover.

The property is marketed as updated, but “turnkey” should never mean zero capital budget. The crawl space, 1935 construction, plumbing, electrical service, roof installation, HVAC installation, deck, moisture control, appliances, and sewer line all need verification. Add written repair bids and a starting reserve to the $106,900 basis before calculating a final return.

For another under-$100K deal where the live rent evidence matters more than an optimistic scenario, see our 2105 E Elkhart St rental analysis. Then replace every placeholder with verified figures in the Cash Flow Property Finds Deal Analyzer.

Cash or certified halal financing

An all-cash screen makes the property's operating performance easiest to see. Count the purchase price, closing costs, immediate repairs, carrying costs, and opening reserves in the total cash invested.

The video's financing illustration appears to use 20% down, $7,000 in closing costs, a 30-year payment schedule, and a 7% rate-like input. On $79,920 financed, that produces a payment near $532 per month. Under the video's limited $1,000-rent expense set, that leaves about $93 per month—consistent with the video. Under the fuller expense screen above, the same rent would be approximately $99 per month negative before unmodeled costs.

That comparison is mechanical only. It is not a financing quote and does not determine whether a contract is halal. If financing is needed, use a certified halal / Sharia-compliant provider and obtain its written acquisition structure, upfront contribution, payment schedule, fees, ownership arrangement, reserve rules, property standards, and qualification requirements. Have qualified advisers review the provider's certification and contract. Deduct the provider's actual payment from the verified operating result; approval, valuation, refinance terms, and returns are never guaranteed.

Due diligence before making an offer

  1. 1Confirm status and seller terms. Recheck the $99,900 asking price, MLS 1224204, active or pending status, offer instructions, possession, title, and any competing offers.
  2. 2Obtain the income records. Request every lease, rent ledger, deposit record, delinquency report, notice, utility arrangement, and move-in or move-out document supporting the claimed rental history.
  3. 3Prove achievable rent. Ask two local managers for written opinions based on executed leases for small two-bedroom houses in similar condition. Do not underwrite the $1,800 video scenario without property-specific support.
  4. 4Verify the legal bedroom count. Underwrite two bedrooms unless Greensboro approves a compliant third bedroom. Confirm permits, minimum dimensions, egress, light and ventilation, electrical work, HVAC distribution, zoning, and occupancy.
  5. 5Inspect the structure and systems. Evaluate the crawl space, foundation, moisture and drainage, roof, deck, HVAC, plumbing, electrical service, water heater, windows, appliances, pests, and sewer lateral. Verify dates with permits and paid invoices.
  6. 6Confirm taxes and insurance. Obtain the actual 2026 tax bill and rate code from Guilford County. Get a property-specific landlord policy quote that reflects the home's age, condition, vacancy, roof, and intended tenancy.
  7. 7Price every operating responsibility. Confirm who pays water, sewer, trash, lawn care, pest control, and any municipal charges. Add management, leasing, legal, accounting, turnover, capital reserves, and a contingency.
  8. 8Check zoning and rental compliance. Verify R-5 use, legal occupancy, open permits, code violations, rental-registration or inspection requirements, and any lead-based-paint duties for this pre-1978 house.
  9. 9Stress-test the deal. Model lower rent, longer vacancy, a higher insurance quote, the revised tax bill, a major repair, and a larger opening reserve. Set the maximum offer from the stressed result, not the $99,900 headline.

Frequently asked questions

Is 914 Lincoln St still listed for $99,900?

MLS-derived Zillow and Compass feeds displayed active status at $99,900 when checked October 17, 2026. Confirm the live status, price, and terms before relying on a portal display.

Is the property currently rented for $1,300?

Not proven. The exact property was advertised for rent at $1,300, but an advertisement is not an executed lease or evidence of collection. Obtain the current lease and rent ledger, or treat the house as vacant.

Can this house earn $1,800 per month?

The video uses $1,800 as an upper scenario, not verified current rent. The subject's own public rental advertisement was $1,300. A written rent opinion and executed local leases are needed before underwriting more.

Why does this analysis use $1,644 in property tax instead of $912?

The $912 listing figure is identified as tax year 2025. Guilford County's 2026 reappraisal became effective January 1, 2026, the listing shows a $103,500 assessed value, and the official combined Greensboro rate is 1.588%. Applying that rate produces about $1,644. Confirm the actual bill because parcel adjustments and exemptions can change it.

Is the house really turnkey?

“Turnkey” is the video's description, while the sale listing reports recent paint, deck, roof, and HVAC work. Neither proves condition. A 1935 crawl-space house still requires a full inspection, document review, and repair reserve.

Can a third bedroom be added?

Possibly, but it is not verified. The MLS identifies only two bedrooms in 690 square feet. Get a floor plan and written direction from Greensboro before budgeting construction or assigning extra rent.

Can the property be purchased with halal financing?

Potentially, if the buyer, property, and transaction meet a certified provider's requirements. Use the provider's actual written structure and have qualified advisers review it. Do not treat the video's generic rate input as certification or a financing offer.

Source video: Would This Greensboro Rental Property Cash Flow? | 914 Lincoln St, Cash Flow Property Finds, published October 7, 2026. Listing prices, availability, rent advertisements, taxes, regulations, property condition, insurance, and financing terms are time-sensitive. Educational analysis only; no rental income, financing approval, appraisal, refinance, or return is guaranteed.

Cover image is illustrative stock photography and does not show 914 Lincoln St. Use the linked listing for property-specific images.

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Topic Tags
#Greensboro Real Estate#Rental Properties Under $100K#Cash Flow#Rental Property Analysis#North Carolina
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Written by Jamm K.

Founder & Real Estate Analyst

Real estate analyst and data strategist focused on multi-family cash flow underwriting, cap rate optimization, and automated market intelligence.

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