Can a three-bedroom Fayetteville house listed at $75,000 become a cash-flow rental? The low purchase price at 1749 Todd St, Fayetteville, NC 28306 is attention-grabbing, but the repair scope—not the price tag—is the key underwriting question.
The Cash Flow Property Finds video demonstrates how to search for properties below $100,000, compare nearby asking rents, and test a deal in a rental calculator. Its quick screen estimates only $2,000 to $3,000 of work and tests monthly rent from $1,400 to $1,800. The current listing tells a more cautious story: the home is being sold as-is and says repairs or updates are needed to plumbing, heating and air conditioning, electrical systems, and other items.
This analysis uses the live $75,000 asking price checked on October 20, 2026, current listing details, public records, nearby advertised rents, and a much larger placeholder renovation budget. It is an educational screening—not an appraisal, inspection, rent guarantee, financing quote, or promise of returns.
1749 Todd St at a glance
| Item | Current information | Underwriting treatment |
|---|---|---|
| Asking price | $75,000 | Current public listing price; verify before offering |
| Original 2026 asking price | $84,900 | Reduced to $75,000 after a removal and relisting |
| Bedrooms / bathrooms | 3 / 1 | Confirm legal bedroom count during inspection |
| MLS living area | 1,001 sq. ft. | Listing figure |
| County heated area | 988 sq. ft. | Small public-record conflict to resolve |
| Lot size | About 0.34 acre | County parcel record |
| Year built | 1969 | Older systems require specialist review |
| Water / sewer | Private well / septic | Listing information; records and condition unverified |
| HOA | None shown | Confirm through title work |
| Sale condition | As-is | Buyer should budget from written contractor scopes |
| MLS / parcel | LP768098 / 0446001139000 | Use both identifiers during due diligence |
The current listing says the property needs repairs and updates that include plumbing, HVAC, and electrical work. It also discloses that the seller is a licensed agent related to the listing agent. Those details matter far more than the phrase “below tax value.”
Listing photos also appear to show a house in active project condition, including unfinished interior areas and covered exterior openings. Photos cannot establish system condition or repair cost, but they do not support treating this as a cosmetic paint-only turnover.
Where the video screen needs a reset
The video is useful for showing the search process, but its fast assumptions should not become an offer model without verification.
| Video-screen input or result | Independent check |
|---|---|
| $75,000 purchase price | Matches the current public asking price |
| $2,000–$3,000 of work | Not supported by the listing, which names plumbing, HVAC, electrical, and other repairs |
| $1,400–$1,800 monthly rent | An unverified range, not existing lease income |
| Approximately $379 financing payment | Depends on down payment, term, fees, and financing structure |
| 34.67% or 55.07% ROI | Cannot be relied on without a complete, reproducible cost and financing model |
| $578 or $918 monthly cash flow | Sensitive to renovation cost, achievable rent, taxes, insurance, vacancy, reserves, and financing |
The property was briefly advertised for rent at $1,800 per month on September 24, 2026, then that rental listing was removed two days later. A removed asking-rent listing is not evidence of a signed lease, collected rent, or market acceptance. It should not be entered as current income.
What nearby asking rents suggest
Recent public rental results in ZIP code 28306 include advertised examples around:
| Example | Beds / baths | Size | Advertised monthly rent |
|---|---|---|---|
| 3238 Princess Ann Dr | 3 / 1 | 1,001 sq. ft. | $895 |
| Fayetteville 28306 listing | 3 / 1 | 999 sq. ft. | $1,100 |
| 2223 Dixie Trl | 3 / 1 | 925 sq. ft. | $1,200 |
| 2638 Wingate Rd | 3 / 1 | Not stated | $1,350 |
These are advertised rents, not verified executed leases, and they may differ in condition, location, utilities, amenities, and concessions. For an initial screen, $950, $1,100, and $1,250 are more defensible test points than automatically using $1,800. Even those scenarios assume 1749 Todd St is fully repaired, permitted, insurable, and ready for occupancy.
Before making an offer, obtain opinions from at least two local property managers and ask for closed or leased comparables—not only active advertisements.
Property-tax and public-record check
Cumberland County’s parcel layer currently reports a $123,800 total property value, a 0.34-acre lot, 988 heated square feet, R6A zoning, and an unincorporated location subject to recreation and fire districts.
For 2026 tax bills, Cumberland County publishes a combined unincorporated rate of 0.699%, excluding certain fees. Applying that rate to $123,800 produces a basic screen of about $865 per year. The county’s adopted budget also lists a $130 annual solid-waste fee, bringing the rough screen close to the publicly reported $995 tax-and-fee history. Actual bills, exemptions, special assessments, and service fees must be verified with the county.
The public data also contain a valuation mismatch: the parcel layer’s land and building components total $75,797, while its displayed total property value is $123,800. That is another reason to obtain the current tax bill rather than copying one field into a calculator.
Conservative cash-purchase screen
Because the listing identifies multiple building systems, the base case below uses a $40,000 renovation placeholder. That is not a contractor estimate. It is simply a stress-tested starting point until licensed trades provide written scopes.
| Base assumption | Amount |
|---|---|
| Purchase price | $75,000 |
| Closing and acquisition allowance | $4,000 |
| Renovation / turnover placeholder | $40,000 |
| Estimated all-cash basis | $119,000 |
| Vacancy allowance | 5% of rent |
| Property management | 8% of rent |
| Maintenance reserve | 10% of rent |
| Capital reserve | 5% of rent |
| Property-tax and fee allowance | $1,100 per year |
| Insurance placeholder | $1,800 per year |
The model assumes tenants pay ordinary utilities. It does not include financing costs, loan or partnership fees, a failed well, septic replacement, major structural work, environmental remediation, legal costs, extended construction vacancy, leasing commissions, or utility expenses during renovation.
Recalculated rent scenarios
| Monthly rent scenario | Annual gross rent | Vacancy, management and reserves | Tax and insurance allowances | Annual operating surplus before financing | Monthly equivalent | Yield on $119,000 cash basis |
|---|---|---|---|---|---|---|
| $950 | $11,400 | $3,192 | $2,900 | $5,308 | $442 | 4.46% |
| $1,100 | $13,200 | $3,696 | $2,900 | $6,604 | $550 | 5.55% |
| $1,250 | $15,000 | $4,200 | $2,900 | $7,900 | $658 | 6.64% |
These figures are not promised cash flow. They show how quickly a low purchase price becomes an ordinary yield once necessary renovation capital and realistic operating allowances are included.
You can replace every placeholder with verified inputs in the Cash Flow Property Finds calculator.
Renovation cost controls the deal
At the middle $1,100 rent scenario, the annual pre-financing operating surplus is $6,604. Changing only the renovation allowance materially changes the result:
| Renovation placeholder | Estimated cash basis | Annual operating surplus | Yield on cash basis |
|---|---|---|---|
| $25,000 | $104,000 | $6,604 | 6.35% |
| $40,000 | $119,000 | $6,604 | 5.55% |
| $60,000 | $139,000 | $6,604 | 4.75% |
The $25,000 case is not a claim that the work can be completed for that amount. The table demonstrates why written bids for the named plumbing, electrical, and HVAC work should come before final underwriting.
Due diligence before an offer
- 1Order a full property inspection. Include structure, roof, foundation or crawl space, moisture, drainage, pests, windows, doors, and safety items.
- 2Bring licensed trades. Obtain separate written scopes for electrical, plumbing, heating and cooling, and any work visible in the listing photos.
- 3Verify permits and final inspections. Search Cumberland County’s permit, inspection, planning, and code-enforcement records through Citizen Connect.
- 4Investigate the well and septic system. Request county records, test water quality and well flow, locate and inspect the tank and drain field, and confirm the system is permitted for the intended occupancy. The county explains record requests and permitting on its Water and Sewage page.
- 5Resolve square-footage and valuation conflicts. Confirm the legal heated area, parcel boundaries, current assessment, tax bill, and R6A use restrictions.
- 6Price insurance before the contingency period ends. Obtain a landlord-policy quote based on the property’s actual condition and planned rehabilitation.
- 7Verify rent after renovation. Ask local managers for leased comparables of similar three-bedroom, one-bath houses and document tenant-paid utilities and concessions.
- 8Confirm title and disclosures. Review liens, judgments, easements, deed restrictions, taxes, and the disclosed relationship between the licensed seller and listing agent.
- 9Build a construction contingency. Older homes can reveal additional work after walls, fixtures, and systems are opened.
- 10Protect the financing plan. A cash buyer should include the full rehab and carrying-cost budget. Anyone using halal or Sharia-compliant financing should obtain a written proposal from a qualified provider, confirm certification with an appropriate scholar or board, and model the provider’s complete acquisition cost separately.
How this compares with another Fayetteville deal
For a useful local contrast, see the analysis of 1716 Cumberland Dr, a $99,000 Fayetteville rental candidate. That property presents different HVAC, septic, and square-footage questions, but both examples show why a sub-$100,000 asking price is only the beginning of the analysis.
Verdict: cheap entry, expensive uncertainty
At $75,000, 1749 Todd St may deserve further investigation by a buyer who can accurately scope and manage a renovation. It should not be underwritten as a $2,000 paint-and-rent project based on the current listing.
The deal becomes more credible if licensed bids keep the all-in basis controlled, the well and septic systems pass inspection, the property can be insured, and local managers support rent near the conservative scenarios. If the major-system work grows or achievable rent lands below the screen, the apparent discount can disappear quickly.
Frequently asked questions
Is 1749 Todd St currently listed for $75,000?
Public listing pages showed the property active at $75,000 when checked on October 20, 2026. Price and status can change, so verify the MLS immediately before acting.
Is the property nearly turnkey?
The current listing does not support that conclusion. It describes an as-is sale and identifies plumbing, HVAC, electrical, and other repairs or updates.
Can the house rent for $1,800 per month?
That has not been verified. The property was advertised at $1,800 for two days before the rental listing was removed. An asking price is not a signed lease or proof of collected rent.
How much cash might the project require?
The base screen uses $119,000: $75,000 purchase price, $4,000 closing allowance, and a $40,000 renovation placeholder. Actual cash needs could be lower or substantially higher after inspections and bids.
Does this analysis include a mortgage or halal financing?
No. The tables show an all-cash operating screen before financing. A buyer considering certified halal or Sharia-compliant financing should enter the provider’s actual down payment, acquisition cost, term, fees, and payment structure into a separate model.
Cover image is an illustrative stock photograph and does not depict 1749 Todd St. Listing and rental information is time-sensitive and was checked on October 20, 2026.
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