Can an as-is Philadelphia rental listed for $80,000 produce dependable cash flow? The Cash Flow Property Finds video on 2105 E Elkhart St identifies a two-bedroom property in Philadelphia's 19134 ZIP code that fits an under-$100K search.

The low price is only the beginning of the analysis. When this article was checked on October 16, 2026, Bright MLS-derived feeds showed a current asking price of $80,000, while the seller described the house as an as-is, add-value opportunity. There is no verified lease or existing rent in the sale listing, and the renovation scope is unknown.

The public caption feed for the source video was unavailable during this review. No price, rent, expense, or return below is attributed to the video; the figures come from independently checked listing records, public assessment data, current asking-rent evidence, and clearly labeled scenarios.

2105 E Elkhart St at a glance

The current Bright MLS-derived listing describes the home as a rental, renovation, or long-term-investment opportunity and says it is being sold as-is. It lists carpet, a six-burner stove, a 60-plus-gallon water heater, public water, and brick/masonry construction. Those details are leads for an inspection—not proof that any system is functional or code-compliant.

Several data conflicts deserve attention. Coldwell Banker labels the property as a single-family twin/semi-detached home, while other feeds use townhome or end-of-row language. The listing also reports public water but “aerobic septic” sewer service, an unusual combination for this Philadelphia location. Verify the legal building classification, occupancy, water and sewer connections, and parcel boundaries directly instead of carrying the feed labels into an offer.

Is the $80,000 listing still active?

Two Bright MLS-derived feeds displayed active / for sale status at $80,000 and identified MLS PAPH2674952 when checked. The listing was entered September 29, 2026. Its history also shows prior attempts at $120,000 in August 2025 and $87,900 in April 2026, with the earlier listings later removed.

One public portal creates a status conflict: Realtor.com's page header says “Off Market,” while the same page's underlying source field says Active. That kind of synchronization problem is why investors should confirm the live status, offer instructions, and availability with the listing agent before spending money on inspections or reports.

The video's October 5, 2026 publication came after the current $80,000 listing date, but its caption feed could not be retrieved. This article therefore does not assume which price or financial inputs appeared in the video.

What rent can the evidence support?

The sale listing does not advertise an existing tenant, executed lease, security deposit, or rent roll. Every rent figure is therefore a vacant-property scenario, not current income.

Rental evidence available for this review included:

The ZIP-code summary also showed many two-bedroom advertisements between $1,000 and $1,500. That is useful market context, but it includes multiple property types, sizes, conditions, and locations. The 672-square-foot subject is smaller than the named examples and is marketed as an as-is project.

For an initial screen, $1,000 to $1,300 per month is more defensible than automatically applying the $1,392 ZIP-code average. Even that range needs proof after renovation. Ask two local property managers for a written rent opinion and request recently executed leases for similarly sized two-bedroom houses on comparable blocks. Confirm utility responsibility, appliances, finished condition, tenant-paid fees, concessions, and expected leasing time.

Correcting the property-tax input

The sale listing shows $1,152 in 2025 property tax, based on an $82,300 assessment. Philadelphia's public assessment data shows a $100,500 assessment for 2027 and no homestead exemption for this parcel.

The City currently publishes a total real-estate tax rate of 1.3998%. Applying that rate to the 2027 assessment produces a forward screening estimate of approximately $1,407 per year. The actual bill could differ if the tax rate, assessment, exemptions, or abatements change, so obtain the current certificate and next available bill before closing.

Using only the historical $1,152 amount would overstate the modeled annual result by about $255 if the $100,500 assessment and current rate apply.

A conservative cash-purchase screen

The following analysis uses the $80,000 asking price and an illustrative $100,000 all-in cash basis:

The $15,000 renovation allowance is a placeholder, not an estimate of the work required. An as-is house can need substantially more. Replace it with written contractor bids and add a contingency before deciding what the property is worth.

The operating screen assumes the tenant pays all utilities and includes 5% vacancy, 10% routine maintenance, 8% management, a separate 5% capital-replacement reserve, $1,407 in forward-screened property tax, and $1,800 in annual insurance. It excludes financing and income taxes.

These are preliminary screening results, not guaranteed net operating income or take-home cash flow. The table omits owner-paid water or other utilities, leasing fees, licensing, lead certification, legal and accounting costs, security, pest control, snow removal, extraordinary turnover, and any repair cost above the $15,000 placeholder.

The result is especially sensitive to renovation cost. At the $1,200 rent scenario, the same $7,161 annual amount would equal approximately:

That sensitivity is the central issue: a cheap asking price can lose its advantage when deferred maintenance, compliance work, and carrying time raise the all-in basis.

For another Philadelphia property with an as-is risk profile, see our 2540 W Seltzer St rental analysis. Then replace every placeholder with verified figures in the Cash Flow Property Finds Deal Analyzer.

Cash or halal financing

The cleanest first screen is an all-cash acquisition because it separates property operations from financing. Include purchase price, closing costs, renovation, carrying costs, and starting reserves in the total cash invested.

If financing is needed, the Cash Flow Property Finds approach uses a certified halal / Sharia-compliant provider. Obtain the provider's written structure and use its actual upfront contribution, acquisition fees, payment schedule, ownership arrangement, reserve requirements, property standards, and qualification rules. Have a qualified adviser review the certification and contract.

Do not substitute a conventional loan calculator for the provider's documents. Financing payments must be deducted from the operating result, and approval, valuation, refinance, and future terms are never guaranteed.

Due diligence before making an offer

1. 1Confirm live status and seller terms. Recheck the $80,000 price, active or pending status, MLS PAPH2674952, offer instructions, possession, title, and sale conditions. Resolve the conflicting portal labels.
2. 2Verify the legal property record. Match the deed, parcel, RSA-5 zoning, legal use, occupancy, building classification, square footage, bedroom count, and bathroom count. Search permits and open violations.
3. 3Inspect the as-is condition. Have qualified professionals evaluate the roof, masonry, foundation, basement drainage and moisture, plumbing, electrical service, gas and heating systems, water heater, windows, pests, and environmental risks.
4. 4Investigate the sewer entry. The listing's “aerobic septic” label may be a feed or data-entry issue. Confirm the actual water and sewer connections, service responsibility, lateral condition, and any unpaid balances.
5. 5Build a written renovation scope. Obtain itemized bids, permit requirements, a schedule, carrying costs, and a contingency. Do not treat the $15,000 article scenario as a contractor estimate.
6. 6Prove achievable rent. Use executed leases for nearby homes of similar size and condition, not only online advertisements. Ask managers about tenant demand, concessions, leasing time, utilities, and inspection requirements.
7. 7Verify taxes and insurance. Confirm the 2027 assessment, current exemptions, tax balance, and next bill. Get a property-specific landlord insurance quote that reflects vacancy and renovation before occupancy.
8. 8Price Philadelphia compliance. Confirm the current Rental License, legal-occupancy documentation, tax and code compliance, Certificate of Rental Suitability, and lead-safe or lead-free certification requirements for this pre-1978 house.
9. 9Stress-test the plan. Model lower rent, a longer renovation, a longer vacancy, higher insurance, a larger repair scope, and at least one major system replacement. Decide the maximum offer from the stressed all-in cost—not from the asking price alone.

Philadelphia's official long-term rental guidance explains the city's current licensing, legal-occupancy, Certificate of Rental Suitability, and lead-safety requirements. Confirm how those rules apply with the City and qualified local professionals.

Frequently asked questions

Is 2105 E Elkhart St currently listed for $80,000?

Bright MLS-derived Redfin and Coldwell Banker feeds showed the property for sale at $80,000 when checked October 16, 2026. Realtor.com's public header said “Off Market,” although its own source field said Active. Confirm status and price directly before relying on either display.

Is the property already earning rent?

No verified lease or rent roll appears in the current sale listing. The $1,000, $1,200, and $1,300 figures in this article are prospective screening scenarios, not existing income.

Is $1,392 the expected rent for this house?

No. It is the ZIP-code average for two-bedroom properties across all home types in Zillow Rental Manager's October 14, 2026 dataset. The subject is only 672 square feet and needs condition verification, so property-specific evidence matters more than the area average.

Does the $80,000 price mean the property is rent-ready?

No. The listing calls it an as-is, add-value opportunity. Photos and feed fields cannot establish the roof, systems, structure, code status, or renovation budget. Inspect it and obtain written bids.

Why does the article use $1,407 in annual tax instead of $1,152?

The listing's $1,152 figure is tied to the earlier $82,300 assessment. The screening model applies the City's currently published 1.3998% rate to the $100,500 assessment shown for 2027, producing about $1,407. Verify the actual bill because rates and assessments can change.

Can this property be purchased with halal financing?

Potentially, if both the buyer and property meet a certified provider's requirements. Use the provider's written contribution, payment, fee, ownership, and reserve terms. Certification and contract review should come from qualified advisers.

Source video: Would This Philadelphia Rental Property Cash Flow? | 2105 E Elkhart St, Cash Flow Property Finds, published October 5, 2026. The source page identifies the property, but its public caption feed was unavailable during this review; this case study therefore does not repeat or infer numerical claims from the video. Listing prices, availability, rent advertisements, taxes, regulations, property condition, and financing terms are time-sensitive. Educational analysis only; no rental income, financing approval, appraisal, refinance, or return is guaranteed.

Cover image is illustrative stock photography and does not show 2105 E Elkhart St. Use the linked listing for property-specific images.