Can a Philadelphia rental listed below $100,000 produce cash flow? In the 155 W Wishart St video walkthrough, Jamm K. screens a three-bedroom rowhouse and compares $1,200 and $1,700 monthly rent scenarios. The listing supplies a crucial third number: $13,200 in reported annual rent, or $1,100 per month. A buyer should start with the lease and payment history before relying on either projected rent.

The video uses a rounded $99,000 purchase price. Zillow and Redfin displayed a $99,900 asking price when checked October 12, 2026. The price changed from $179,900 on September 9, 2026. Availability, the exact property included in the sale, and contract terms need direct confirmation with the listing agent.

The property at a glance

The listing describes an unfinished basement, 100-amp electrical service, window air conditioning, and a kitchen and bathrooms that have not been updated since 2019. It says the roof was completed in 2023. Those are seller or listing statements, not an inspection. The video suggests the work may be cosmetic based on images; get a professional inspection and written contractor estimates before using that assumption.

Find affordable rentals close to home

The video's search starts with a city within roughly two hours' driving distance, then filters Zillow listings to a $100,000 maximum. It uses a city population of at least 100,000 as an initial preference. That can narrow a search, but demand, block-level conditions, and rent still need local research.

If Philadelphia is outside your practical driving range, run the same screen in a nearer market. For each candidate, check the actual listing, visit the property, speak with local managers and contractors, and compare the total purchase and repair budget. A low asking price alone does not establish a good rental deal.

Which rent should you use?

The walkthrough looks at online rent advertisements and explores $1,200 and $1,700 per month. Neither is documented as the rent from this property. The listing reports $1,100 per month in existing rent. Ask for the signed lease, rent ledger, security-deposit details, payment history, lease expiration, and any arrears. Confirm the tenant's rights and what “may be delivered vacant” would mean in the purchase contract.

For a future rent estimate, compare recently leased three-bedroom houses nearby, matching condition, size, utilities, and location as closely as possible. Advertised rents and automated estimates are starting points, not proof of a signed lease. The $1,700 case may require improvements and a turnover; it should remain an upside scenario until supported by comparable leases and a repair budget.

Rebuild the operating screen

This comparison uses the listing's $99,900 asking price and $1,331 listed annual property tax, plus the video's assumptions of $150 per month for insurance, 5% vacancy, and 5% routine maintenance. Vacancy and maintenance allowances are each based on scheduled rent. Insurance is an estimate, not a quote. Figures are annual unless labeled monthly.

The lower and higher video cases produce approximately the 9.84% and 15.24% yields cited in the walkthrough. These are screening yields, not complete cap rates or take-home cash flow. They omit any management fees, leasing costs, owner-paid utilities, licensing, major replacements, and other property-specific expenses. The $1,331 tax figure is from the listing; verify the current bill and likely tax treatment after purchase. Also obtain an insurance quote.

Moving from $1,200 to $1,700 assumed monthly rent adds $450 per month after the modeled vacancy and maintenance allowances. That difference shows why an unsupported rent estimate can change the apparent outcome so much.

Budget for the purchase and repairs

At the $99,900 asking price, an all-cash buyer starts with $99,900 before closing costs, repairs, carrying costs, and reserves. The video discusses roughly $25,000 in upfront cash for a financing scenario, but the transcript does not establish a complete payment schedule, fees, repair budget, or cash-to-close figure. Its financed cash-flow and cash-on-cash claims should therefore be treated as unverified illustrations.

Our approach focuses on a cash purchase or financing through a certified halal / Sharia-compliant provider. If using financing, obtain that provider's actual terms and model its payments and upfront charges. A small upfront contribution does not make an as-is property inexpensive to own. Put inspection findings, a written repair scope, closing costs, and a reserve for unexpected work into the acquisition budget.

For a second Philadelphia case study that separates reported rent from projected rent, read our 36 S Cecil St rental analysis. Enter your verified figures in the Deal Analyzer.

Due diligence before an offer

1. 1Confirm what $99,900 buys. The listing history shows a large price change, and an older page described a package offering. Ask the agent whether 155 W Wishart St is now offered individually and confirm the parcel, title, and sale conditions in writing.
2. 2Verify income and occupancy. Review the lease, ledger, deposits, and any concessions or unpaid rent. Get written clarity on whether the tenant stays or vacant delivery is part of the contract.
3. 3Inspect the as-is condition. Check the roof documentation, electrical system, HVAC and window units, basement moisture, plumbing, and kitchen and bath condition. Obtain contractor quotes rather than pricing work from photos.
4. 4Complete the expense budget. Verify the current tax bill, insurance, utilities, management, leasing, licensing, maintenance, capital repairs, and reserves. Review Philadelphia's current long-term rental requirements.
5. 5Stress-test the deal. Start with documented rent, then test longer vacancy, a larger repair bill, and higher recurring costs. Use a supported higher rent only after confirming what work and lawful lease changes would be needed.

Frequently asked questions

Is 155 W Wishart St really listed under $100,000?

Zillow and Redfin displayed $99,900 on October 12, 2026, after a September 9 price change. Ask the listing agent to confirm current price, availability, and whether the property is sold separately. Your total cost will be higher after closing, repairs, and reserves.

Is the property already renting for $1,700 a month?

No. The listing reports $13,200 in annual actual rent, equivalent to $1,100 a month. The video's $1,700 figure is an unverified higher-rent scenario. Request the lease and payment records.

Does the 8.76% screening yield equal my return?

No. It uses a limited set of operating costs and the asking price. Complete expenses, purchase costs, repairs, any certified halal financing payments, and reserves can materially change the result.

Can I repeat this search outside Philadelphia?

Yes. Choose a market you can reasonably reach, filter for homes within your budget, and verify each property's rent, condition, occupancy, and costs. The search method travels; the numbers do not.

Source video: Philadelphia Rental Property Investment | 155 W Wishart St Cash Flow Deal, Cash Flow Property Finds, published October 1, 2026. This educational case study updates the asking price and compares the listing's reported rent with the video's scenarios. No rental income or return is guaranteed.

Cover image is illustrative stock photography and does not show 155 W Wishart St. See the linked property listing for photos of the home.